Insurance & Billing
Insurance Coverage for Psychiatric Care in Rockville, MD
We accept most major insurance plans so you can focus on healing — not paperwork. Our team verifies your benefits before your first visit, so you always know what to expect.
8+ Insurance Carriers
In-network provider
Free Verification
Before your first visit
Same-Week Appointments
No long wait times
Payment Plans
For self-pay patients
Accepted Insurance
Insurance Plans We Accept
We’re in-network with most major insurance carriers in Maryland. Don’t see your plan? Call us — we may still be able to help.
Aetna
Most Aetna plans accepted for psychiatric services including TMS.
Blue Cross Blue Shield
In-network provider for BCBS Maryland and nationwide BlueCard.
Cigna
Covers medication management, TMS, and Spravato® under most plans.
Tricare
Proud to serve military families with comprehensive mental health coverage.
United Healthcare
Most UHC plans cover our psychiatric and neuromodulation services.
Johns Hopkins EHP
In-network for Johns Hopkins employer and military health plans.
Medicare
We accept Medicare Part B and most Medicare Advantage plans.
Medicaid
Maryland Medicaid accepted for eligible psychiatric services.
Don’t see your insurance listed?
How Insurance Verification Works
We handle the verification so you can focus on your mental health.
Call Us or Submit Online
Contact our team at (240) 599-1001 or use our online form. We'll collect your insurance details.
We Verify Your Benefits
Our insurance specialists verify your coverage, copays, deductibles, and any prior authorization needs.
Review Your Coverage
We explain your benefits clearly — no surprise bills. You'll know your costs before your first visit.
Schedule Your Appointment
Once verified, we schedule your appointment — often within the same week.
We Handle It all
Prior Authorization?
We've Got You.
Treatments like TMS and Spravato® often require prior authorization from your insurance company. This can feel overwhelming — but you don’t have to deal with it.
Our dedicated insurance specialists manage the entire prior authorization process from start to finish. We submit documentation, follow up with your insurer, and keep you informed every step of the way.
We gather your clinical documentation
Submit prior authorization to your insurer
Follow up until approval is received
Appeal denials on your behalf if needed
Affordable Options
Self-Pay & Payment Options
No insurance? No problem. We believe everyone deserves access to quality mental health care.
Competitive Self-Pay Rates
Transparent pricing with no hidden fees. Ask about our self-pay rates for evaluations, medication management, and advanced treatments.
Flexible Payment Plans
We offer payment plans for longer-term treatments like TMS and Ketamine therapy, making care accessible regardless of budget.
Superbill for Reimbursement
For out-of-network patients, we provide a detailed superbill you can submit to your insurer for potential reimbursement.
FAQ
Insurance Questions Answered
Common questions about insurance coverage for psychiatric care at Bright Horizons Psychiatry.
How do I know if my insurance covers psychiatric services?
Most insurance plans cover psychiatric evaluations and medication management. Call us at (240) 599-1001 and we’ll verify your specific benefits for free before your first appointment.
Does insurance cover TMS therapy?
Yes — most major insurers (Aetna, BCBS, Cigna, UHC, Tricare, Medicare) cover TMS therapy for treatment-resistant depression. Typically, you need documentation showing at least two failed medication trials. We handle the prior authorization process for you.
Is Spravato® (esketamine) covered by insurance?
Spravato® is FDA-approved and covered by most major insurance plans for treatment-resistant depression. Prior authorization is usually required, and our team manages the entire approval process on your behalf.
What is a prior authorization and do I need one?
A prior authorization is pre-approval from your insurance company before certain treatments. TMS and Spravato® typically require prior authorization. Our insurance team handles this process — you don’t need to do anything.
What if I don't have insurance or my plan isn't accepted?
We offer competitive self-pay rates and flexible payment plans. IM Ketamine therapy is typically self-pay. Contact us to discuss affordable options — we believe cost should never be a barrier to mental health care.
Will I have a copay for my visits?
Most insurance plans require a specialist copay for psychiatric visits, typically ranging from $20–$60. Your exact copay depends on your specific plan. We verify this before your first appointment so there are no surprises.
Do you accept Medicare and Medicaid?
Yes — we accept Medicare Part B, most Medicare Advantage plans, and Maryland Medicaid. Coverage includes psychiatric evaluations, medication management, and TMS therapy.
Can I use out-of-network benefits?
If we are not in-network with your specific plan, we can provide a superbill for you to submit to your insurance for out-of-network reimbursement. Many patients recover a significant portion of their costs this way.
- Important Notice About Coverage
Insurance coverage varies by plan, deductible status, and specific benefits. The information on this page is for general guidance only and does not guarantee coverage. We always verify your specific benefits before your first appointment so you know exactly what to expect. For the most accurate information, contact us at (240) 599-1001.