/**
 * Insurance page
 * Bright Horizons Psychiatry
 */

/* ——— Hero ——— */
.bhp-ins-hero {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	background-color: var(--bhp-white);
	color: var(--bhp-ink);
}

.bhp-ins-hero__inner {
	padding-top: clamp(2.25rem, 5vw, 3.75rem);
	padding-bottom: clamp(2rem, 4vw, 3rem);
}

.bhp-ins-hero__content {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: clamp(1.25rem, 2.8vh, 1.85rem);
	width: 100%;
	max-width: 42rem;
	animation: bhp-ins-hero-rise 0.85s var(--bhp-ease-out) both;
}

.bhp-ins-hero__title {
	margin: 0;
	font-size: clamp(2.1rem, 4.5vw, 3.25rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: 1.1;
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-hero__text {
	margin: 0;
	max-width: 38rem;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-hero__actions {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: var(--bhp-space-3);
}

.bhp-ins-hero__cta {
	margin: 0;
	border-radius: var(--bhp-btn-radius);
	box-shadow: none;
	transition:
		background-color var(--bhp-transition),
		border-color var(--bhp-transition),
		color var(--bhp-transition),
		transform var(--bhp-transition);
}

.bhp-ins-hero__cta:hover,
.bhp-ins-hero__cta:focus-visible {
	transform: translateY(-1px);
}

.bhp-ins-hero__cta--secondary:hover,
.bhp-ins-hero__cta--secondary:focus-visible {
	background-color: var(--bhp-primary-dark);
	border-color: var(--bhp-primary-dark);
	color: var(--bhp-white);
}

@keyframes bhp-ins-hero-rise {
	from {
		opacity: 0;
		transform: translateY(1rem);
	}
	to {
		opacity: 1;
		transform: translateY(0);
	}
}

@media (prefers-reduced-motion: reduce) {
	.bhp-ins-hero__content {
		animation: none;
	}

	.bhp-ins-hero__cta:hover,
	.bhp-ins-hero__cta:focus-visible {
		transform: none;
	}
}

@media (max-width: 575px) {
	.bhp-ins-hero__actions {
		flex-direction: column;
		align-items: stretch;
		width: 100%;
	}

	.bhp-ins-hero__actions .bhp-btn {
		width: 100%;
		justify-content: center;
		text-align: center;
	}
}

/* ——— What we take care of ——— */
.bhp-ins-care {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-surface-soft);
	color: var(--bhp-ink);
}

.bhp-ins-care__header {
	max-width: 40rem;
	margin-bottom: clamp(2rem, 4vw, 3.25rem);
}

.bhp-ins-care__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-care__grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(1rem, 2.5vw, 1.5rem);
	margin: 0;
	padding: 0;
	list-style: none;
}

@media (min-width: 700px) {
	.bhp-ins-care__grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

.bhp-ins-care__item {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-5);
	margin: 0;
	min-width: 0;
	height: 100%;
	padding: clamp(1.35rem, 2.5vw, 1.85rem);
	background-color: var(--bhp-white);
	border: 1px solid var(--bhp-border);
	border-radius: var(--bhp-btn-radius);
}

.bhp-ins-care__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	width: 2.5rem;
	height: 2.5rem;
	border-radius: var(--bhp-radius-full);
	background-color: var(--bhp-primary);
	color: var(--bhp-white);
	font-size: 0.95rem;
	line-height: 1;
}

.bhp-ins-care__text {
	margin: 0;
	font-size: clamp(1.05rem, 1.8vw, 1.2rem);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

/* ——— Plans we accept ——— */
.bhp-ins-plans {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-white);
	color: var(--bhp-ink);
}

.bhp-ins-plans__header {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	max-width: 44rem;
	margin-bottom: clamp(2rem, 4vw, 3.25rem);
}

.bhp-ins-plans__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-plans__intro {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-plans__grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(1rem, 2.5vw, 1.5rem);
	margin: 0;
	padding: 0;
	list-style: none;
}

@media (min-width: 600px) {
	.bhp-ins-plans__grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (min-width: 992px) {
	.bhp-ins-plans__grid {
		grid-template-columns: repeat(4, minmax(0, 1fr));
	}
}

.bhp-ins-plans__card {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-3);
	margin: 0;
	min-width: 0;
	height: 100%;
	padding: clamp(1.25rem, 2.5vw, 1.65rem);
	background-color: var(--bhp-surface-soft);
	border: 1px solid var(--bhp-border);
	border-radius: var(--bhp-btn-radius);
}

.bhp-ins-plans__logo-wrap {
	display: flex;
	align-items: center;
	justify-content: flex-start;
	width: 100%;
	min-height: 2.5rem;
	margin-bottom: var(--bhp-space-2);
}

.bhp-ins-plans__logo {
	display: block;
	width: auto;
	height: auto;
	max-width: 7rem;
	max-height: 2.25rem;
	object-fit: contain;
}

.bhp-ins-plans__name {
	margin: 0;
	font-size: clamp(1.05rem, 1.6vw, 1.2rem);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-plans__detail {
	margin: 0;
	font-size: var(--bhp-fs-sm);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-plans__note {
	margin: clamp(1.5rem, 3vw, 2.25rem) 0 0;
	max-width: 48rem;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	letter-spacing: var(--bhp-ls-tight);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

/* ——— How we verify ——— */
.bhp-ins-verify {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-surface-soft);
	color: var(--bhp-ink);
}

.bhp-ins-verify__header {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	max-width: 44rem;
	margin-bottom: clamp(2rem, 4vw, 3.25rem);
}

.bhp-ins-verify__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-verify__intro {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-verify__timeline {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(1.75rem, 3vw, 2.25rem);
	margin: 0;
	padding: 0;
	list-style: none;
}

@media (min-width: 900px) {
	.bhp-ins-verify__timeline {
		grid-template-columns: repeat(3, minmax(0, 1fr));
		gap: clamp(1.25rem, 2.5vw, 2rem);
	}
}

.bhp-ins-verify__step {
	position: relative;
	display: flex;
	flex-direction: row;
	align-items: flex-start;
	gap: var(--bhp-space-5);
	margin: 0;
	min-width: 0;
}

@media (min-width: 900px) {
	.bhp-ins-verify__step {
		flex-direction: column;
		gap: var(--bhp-space-4);
		height: 100%;
	}

	.bhp-ins-verify__step::after {
		content: "";
		position: absolute;
		top: 1.15rem;
		left: calc(2.3rem + 0.5rem);
		right: calc(-1 * clamp(1.25rem, 2.5vw, 2rem) / 2);
		height: 1px;
		background-color: var(--bhp-border-strong);
		pointer-events: none;
	}

	.bhp-ins-verify__step:last-child::after {
		right: 0;
	}
}

.bhp-ins-verify__step:not(:last-child)::before {
	content: "";
	position: absolute;
	top: 2.3rem;
	left: calc(2.3rem / 2);
	width: 1px;
	bottom: calc(-1 * clamp(1.75rem, 3vw, 2.25rem));
	background-color: var(--bhp-border-strong);
	pointer-events: none;
}

@media (min-width: 900px) {
	.bhp-ins-verify__step:not(:last-child)::before {
		display: none;
	}
}

.bhp-ins-verify__num {
	position: relative;
	z-index: 1;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	width: 2.3rem;
	height: 2.3rem;
	border-radius: var(--bhp-btn-radius);
	background-color: var(--bhp-primary-dark);
	color: var(--bhp-white);
	font-size: var(--bhp-fs-sm);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: 1;
}

.bhp-ins-verify__body {
	display: flex;
	flex-direction: column;
	gap: var(--bhp-space-3);
	width: 100%;
	padding-top: 0.25rem;
}

@media (min-width: 900px) {
	.bhp-ins-verify__body {
		padding-top: 0;
	}
}

.bhp-ins-verify__step-title {
	margin: 0;
	font-size: clamp(1.1rem, 1.8vw, 1.3rem);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-verify__step-text {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

/* ——— Prior authorization ——— */
.bhp-ins-auth {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-white);
	color: var(--bhp-ink);
}

.bhp-ins-auth__layout {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(2.5rem, 5vw, 4rem);
	align-items: start;
}

@media (min-width: 992px) {
	.bhp-ins-auth__layout {
		grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
		gap: clamp(3rem, 6vw, 5rem);
	}
}

.bhp-ins-auth__main {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: clamp(1.5rem, 3vw, 2rem);
	min-width: 0;
}

.bhp-ins-auth__header {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	max-width: 40rem;
}

.bhp-ins-auth__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-auth__body {
	display: flex;
	flex-direction: column;
	gap: var(--bhp-space-4);
}

.bhp-ins-auth__body p {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-auth__cta {
	margin: 0;
	border-radius: var(--bhp-btn-radius);
	box-shadow: none;
	transition:
		background-color var(--bhp-transition),
		border-color var(--bhp-transition),
		color var(--bhp-transition),
		transform var(--bhp-transition);
}

.bhp-ins-auth__cta:hover,
.bhp-ins-auth__cta:focus-visible {
	transform: translateY(-1px);
}

@media (prefers-reduced-motion: reduce) {
	.bhp-ins-auth__cta:hover,
	.bhp-ins-auth__cta:focus-visible {
		transform: none;
	}
}

.bhp-ins-auth__panel {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-5);
	min-width: 0;
	width: 100%;
	padding: clamp(1.35rem, 2.5vw, 1.85rem);
	background-color: var(--bhp-surface-soft);
	border: 1px solid var(--bhp-border);
	border-radius: var(--bhp-btn-radius);
}

.bhp-ins-auth__panel-title {
	margin: 0;
	font-size: clamp(1.2rem, 2vw, 1.45rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-auth__list {
	display: flex;
	flex-direction: column;
	gap: 0;
	width: 100%;
	margin: 0;
	padding: 0;
	list-style: none;
}

.bhp-ins-auth__list > li {
	display: flex;
	align-items: flex-start;
	gap: var(--bhp-space-3);
	margin: 0;
	padding: var(--bhp-space-4) 0;
	border-bottom: 1px solid rgba(1, 58, 101, 0.12);
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-ink);
}

.bhp-ins-auth__list > li:last-child {
	border-bottom: none;
	padding-bottom: 0;
}

.bhp-ins-auth__list > li:first-child {
	padding-top: 0;
}

.bhp-ins-auth__check {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	width: 1.5rem;
	height: 1.5rem;
	margin-top: 0.1rem;
	border-radius: var(--bhp-radius-full);
	background-color: var(--bhp-primary);
	color: var(--bhp-white);
	font-size: 0.65rem;
	line-height: 1;
}

/* ——— Coverage by treatment ——— */
.bhp-ins-cover {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-surface-soft);
	color: var(--bhp-ink);
}

.bhp-ins-cover__header {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	max-width: 44rem;
	margin-bottom: clamp(2rem, 4vw, 3.25rem);
}

.bhp-ins-cover__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-cover__intro {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-cover__list {
	display: flex;
	flex-direction: column;
	gap: clamp(1rem, 2.5vw, 1.35rem);
	margin: 0;
	padding: 0;
	list-style: none;
}

.bhp-ins-cover__row,
.bhp-ins-cover__cta-block {
	display: grid;
	grid-template-columns: 1fr;
	gap: var(--bhp-space-4);
	margin: 0;
	padding: clamp(1.25rem, 2.5vw, 1.75rem);
	background-color: var(--bhp-white);
	border: 1px solid var(--bhp-border);
	border-radius: var(--bhp-btn-radius);
}

@media (min-width: 768px) {
	.bhp-ins-cover__row,
	.bhp-ins-cover__cta-block {
		grid-template-columns: minmax(11rem, 14rem) minmax(0, 1fr);
		gap: clamp(1.5rem, 3vw, 2.5rem);
		align-items: start;
	}
}

.bhp-ins-cover__badge {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: fit-content;
	max-width: 100%;
	padding: 0.5rem 0.95rem;
	border-radius: var(--bhp-btn-radius);
	font-size: var(--bhp-fs-sm);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: 1.3;
	text-align: center;
	text-wrap: balance;
}

.bhp-ins-cover__badge--standard {
	background-color: var(--bhp-primary-light);
	color: var(--bhp-primary);
}

.bhp-ins-cover__badge--auth {
	background-color: rgba(1, 58, 101, 0.1);
	color: var(--bhp-primary-dark);
}

.bhp-ins-cover__badge--varies {
	background-color: var(--bhp-surface-soft);
	color: var(--bhp-ink-muted);
	border: 1px solid var(--bhp-border);
}

.bhp-ins-cover__badge--ask {
	background-color: var(--bhp-primary);
	color: var(--bhp-white);
}

.bhp-ins-cover__body,
.bhp-ins-cover__cta-body {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-3);
	min-width: 0;
}

.bhp-ins-cover__name {
	margin: 0;
	font-size: clamp(1.1rem, 1.8vw, 1.3rem);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-cover__text {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-cover__link {
	display: inline-flex;
	align-items: center;
	gap: var(--bhp-space-2);
	margin-top: var(--bhp-space-1);
	font-size: var(--bhp-fs-sm);
	font-weight: var(--bhp-fw-semibold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary);
	text-decoration: none;
	text-underline-offset: 0.15em;
}

.bhp-ins-cover__link:hover,
.bhp-ins-cover__link:focus-visible {
	color: var(--bhp-primary-dark);
	text-decoration: underline;
}

.bhp-ins-cover__cta-block {
	margin-top: clamp(1rem, 2.5vw, 1.35rem);
}

.bhp-ins-cover__cta {
	margin: var(--bhp-space-2) 0 0;
	border-radius: var(--bhp-btn-radius);
	box-shadow: none;
	transition:
		background-color var(--bhp-transition),
		border-color var(--bhp-transition),
		color var(--bhp-transition),
		transform var(--bhp-transition);
}

.bhp-ins-cover__cta:hover,
.bhp-ins-cover__cta:focus-visible {
	transform: translateY(-1px);
}

@media (prefers-reduced-motion: reduce) {
	.bhp-ins-cover__cta:hover,
	.bhp-ins-cover__cta:focus-visible {
		transform: none;
	}
}

/* ——— Out of network ——— */
.bhp-ins-oon {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-white);
	color: var(--bhp-ink);
}

.bhp-ins-oon__header {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	max-width: 44rem;
	margin-bottom: clamp(2rem, 4vw, 3.25rem);
}

.bhp-ins-oon__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-oon__intro {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-oon__grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(1rem, 2.5vw, 1.5rem);
	align-items: stretch;
}

@media (min-width: 900px) {
	.bhp-ins-oon__grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

.bhp-ins-oon__card {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-5);
	min-width: 0;
	height: 100%;
	margin: 0;
	padding: clamp(1.35rem, 2.5vw, 1.85rem);
	background-color: var(--bhp-surface-soft);
	border: 1px solid var(--bhp-border);
	border-radius: var(--bhp-btn-radius);
}

.bhp-ins-oon__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	width: 2.5rem;
	height: 2.5rem;
	border-radius: var(--bhp-radius-full);
	background-color: var(--bhp-primary);
	color: var(--bhp-white);
	font-size: 0.95rem;
	line-height: 1;
}

.bhp-ins-oon__card-title {
	margin: 0;
	font-size: clamp(1.2rem, 2vw, 1.45rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-oon__card-body {
	display: flex;
	flex-direction: column;
	gap: var(--bhp-space-4);
}

.bhp-ins-oon__card-body p,
.bhp-ins-oon__card-lead {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-oon__questions {
	display: flex;
	flex-direction: column;
	gap: 0;
	width: 100%;
	margin: 0;
	padding: 0;
	list-style: none;
	counter-reset: none;
}

.bhp-ins-oon__questions > li {
	display: flex;
	align-items: flex-start;
	gap: var(--bhp-space-3);
	margin: 0;
	padding: var(--bhp-space-4) 0;
	border-bottom: 1px solid rgba(1, 58, 101, 0.12);
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-ink);
}

.bhp-ins-oon__questions > li:first-child {
	padding-top: 0;
}

.bhp-ins-oon__questions > li:last-child {
	border-bottom: none;
	padding-bottom: 0;
}

.bhp-ins-oon__q-num {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	width: 1.5rem;
	height: 1.5rem;
	margin-top: 0.1rem;
	border-radius: var(--bhp-btn-radius);
	background-color: var(--bhp-primary-dark);
	color: var(--bhp-white);
	font-size: var(--bhp-fs-xs);
	font-weight: var(--bhp-fw-semibold);
	line-height: 1;
}

.bhp-ins-oon__note {
	margin: clamp(1.5rem, 3vw, 2.25rem) 0 0;
	max-width: 48rem;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	letter-spacing: var(--bhp-ls-tight);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

/* ——— What to have ready ——— */
.bhp-ins-ready {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-surface-soft);
	color: var(--bhp-ink);
}

.bhp-ins-ready__header {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	max-width: 44rem;
	margin-bottom: clamp(2rem, 4vw, 3.25rem);
}

.bhp-ins-ready__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-ready__intro {
	margin: 0;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	line-height: var(--bhp-lh-relaxed);
	color: var(--bhp-ink-muted);
	text-wrap: pretty;
}

.bhp-ins-ready__list {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(0.75rem, 2vw, 1rem);
	margin: 0;
	padding: 0;
	list-style: none;
}

@media (min-width: 700px) {
	.bhp-ins-ready__list {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

.bhp-ins-ready__item {
	display: flex;
	align-items: flex-start;
	gap: var(--bhp-space-4);
	margin: 0;
	min-width: 0;
	padding: clamp(1rem, 2vw, 1.25rem);
	background-color: var(--bhp-white);
	border: 1px solid var(--bhp-border);
	border-radius: var(--bhp-btn-radius);
}

.bhp-ins-ready__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	width: 2rem;
	height: 2rem;
	border-radius: var(--bhp-radius-full);
	background-color: var(--bhp-primary);
	color: var(--bhp-white);
	font-size: 0.75rem;
	line-height: 1;
}

.bhp-ins-ready__text {
	padding-top: 0.2rem;
	font-size: var(--bhp-fs-base);
	font-weight: var(--bhp-fw-medium);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-snug);
	color: var(--bhp-ink);
	text-wrap: pretty;
}

/* ——— FAQ ——— */
.bhp-ins-faq {
	padding-top: var(--bhp-section-y);
	padding-bottom: var(--bhp-section-y);
	background-color: var(--bhp-white);
	color: var(--bhp-ink);
}

.bhp-ins-faq__inner {
	display: grid;
	grid-template-columns: 1fr;
	gap: clamp(2rem, 4vw, 3.5rem);
	align-items: start;
}

@media (min-width: 992px) {
	.bhp-ins-faq__inner {
		grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
		gap: clamp(3rem, 6vw, 5rem);
	}
}

.bhp-ins-faq__header {
	max-width: 28rem;
}

@media (min-width: 992px) {
	.bhp-ins-faq__header {
		position: sticky;
		top: calc(var(--bhp-space-8) + 4.5rem);
	}
}

.bhp-ins-faq__title {
	margin: 0;
	font-size: clamp(1.85rem, 3.4vw, 2.65rem);
	font-weight: var(--bhp-fw-bold);
	letter-spacing: var(--bhp-ls-tight);
	line-height: var(--bhp-lh-tight);
	color: var(--bhp-primary-dark);
	text-wrap: balance;
}

.bhp-ins-faq__list {
	min-width: 0;
	width: 100%;
}

.bhp-ins-faq__list .bhp-faq-item:last-child {
	border-bottom: 0;
}